The Blender Platform offers a blockchain-powered open-end credit system that allows verified users to establish their own loans, define interest rates, and establish minimum contribution requirements for potential lenders through smart contracts on the xDAI Blockchain. On this platform, lenders can explore available smart contracts, evaluate borrower credibility based on quantitative data such as payment history, outstanding debts, and current assets. Utilizing this information, lenders can select which borrowers to fund.
Upon funding by lenders through smart contracts, borrowers receive the funds but must create a withdrawal request to access them. Lenders can then review pending withdrawal requests and collectively decide whether to release the funds to the borrower. The borrower, as the creator and administrator of the smart contract, gains access to the borrowed amount only upon the final withdrawal into their digital wallet.
Once withdrawn, the funds are considered borrowed and begin accruing interest at the rate determined when creating the smart contract. It becomes the borrower's responsibility to repay these funds as agreed. Failure to do so can lead to reduced credibility, negative feedback from lenders, and a decline in overall statistics on the platform. Additionally, lenders have the option to reclaim any remaining contributions that have not been withdrawn by the borrower at any time.
Vue d'ensemble
The Blender Platform est un logiciel de Freeware dans la catégorie Entreprise développé par Lender Block LC..
La dernière version de The Blender Platform est 2.155, publié sur 24/03/2024. Au départ, il a été ajouté à notre base de données sur 24/03/2024.
The Blender Platform s’exécute sur les systèmes d’exploitation suivants : iOS.
Utilisateurs de The Blender Platform a donné une cote de 4 étoiles sur 5.
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